Financial and credit literacy are vital skills that often find their roots at home. However, not everyone has equal access to the necessary information and tools to develop these skills. Many young individuals, without proper financial guidance, can find themselves in challenging situations, making unwise choices that impact their finances and credit. Personal finance is a cornerstone of preparing young people for a more secure and prosperous future. To encourage and support future generations in making informed financial decisions, the Score Navigator Financial Literacy Scholarship has been established. This scholarship is designed to recognize and assist high school juniors and seniors who come from low-income backgrounds and have demonstrated academic excellence with a GPA of 3.0 or higher.