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ICICI Bank Education Loan
ICICI Bank Education Loan
Established in 1994, ICICI Bank stands as a leading private-sector bank in India. Recognizing the escalating costs of higher education, ICICI Bank empathizes with students' aspirations for advanced studies. Regardless of your motivation for pursuing higher education, ICICI Bank acknowledges the financial challenges associated with it.
In collaboration with GyanDhan, ICICI Bank endeavors to provide financial assistance to ambitious students aiming for higher education overseas. Understanding the career aspirations of students, ICICI Bank offers student loans tailored to support their journey to higher education. The process of securing an Education Loan through ICICI Bank is straightforward and hassle-free.
Documents Required
  • Copy of exam mark sheets of 10th/12th or latest education certificate
  • Admission letter with the cost of education if available
  • Aadhaar Card and Pan Card of the student and Parent/Guardian
  • Passport
  • The electricity bill for residence proof
  • Relationship proof for your co-applicant
  • Most recent salary slips and Form 16 of the co-applicant (if salaried)
  • Updated ITR of 2 years or IT assessment order of the last 2 years of the co-applicant (if self-employed)
  • Proof of margin money (wherever applicable)
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    Eligibility Criteria
  • Applicants must be Indian citizens.
  • The target university or college to which applicants are admitted must be from ICICI Bank's approved list of institutions.
  • The co-applicant must be one of the following: Father, Mother, Brother, Sister, Spouse (Husband/Wife), or Maternal/Paternal Uncle.
  • The applicant's age must fall between 16 to 35 years.
  • This education loan is applicable to all courses in various fields.
    For Abroad Studies:
  • Applicants do not need a co-applicant for this loan product.
  • Applicants should have a minimum salary of 35,000 INR, although this may vary depending on the required loan amount.
  • This scheme is applicable only to universities or colleges falling under the A1 or A2 category on ICICI Bank's approved institute list.
  • During the moratorium period, applicants are not required to make any payments. However, they must secure an equivalent amount as a Fixed Deposit (FD) with ICICI Bank as security. The FD accrues regular interest, and the locked amount is returned after the repayment period.
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    ₹ 7,50,000

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    How To Apply
    Steps to be followed:
    1. Visit our official website.
    2. Click on register
    3. Login and Go to the official website of the bank offering education loans.
    4. Find the section related to education loans on the bank's website.
    5. Locate the online application form for education loans on the website.
    6. Fill out the online application form with accurate information.
    7. Scan and upload the required documents as per the specifications provided on the website.
    8. Review the information entered in the application form to ensure accuracy.
    9. Once you are satisfied with the information provided, submit the online application form.
    10. Upon successful submission, you may receive an acknowledgment or reference number for your application.

    Note: After approval, the loan amount will be disbursed to the educational institution directly or to your account, as per the bank's policies.

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    ₹ 50,00,000

    ICICI Bank Education Loan
    SCHOLARSHIP PROVIDER
    ICICI Bank
    APPLICATION DEADLINE
    31 December
    EDUCATION LEVEL
    All
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    Established in 1994, ICICI Bank stands as a leading private-sector bank in India. Recognizing the escalating costs of higher education, ICICI Bank empathizes with students' aspirations for advanced studies. Regardless of your motivation for pursuing higher education, ICICI Bank acknowledges the financial challenges associated with it.
    In collaboration with GyanDhan, ICICI Bank endeavors to provide financial assistance to ambitious students aiming for higher education overseas. Understanding the career aspirations of students, ICICI Bank offers student loans tailored to support their journey to higher education. The process of securing an Education Loan through ICICI Bank is straightforward and hassle-free.
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